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80k plus banking benefits
Our client, an International Bank are looking for a Mandarin speaking Credit Risk Manager to join their London Office reporting to the Deputy Head of Risk.
The purpose of the role is to:
Assist Head of Risk and Deputy Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.
Assist credit risk management which including credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensuring that the business appropriately under risk controls.
The key result areas will be:
Appropriate Risk Management framework with appropriate systems and controls in place
Effective creation and use of MI for risk measuring, monitoring and control
Performance and achievement against branch and department KPIs
Effective communication with HO on risk related issue
Responsibilities & Accountabilities:
Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
Assist to delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
Maintain the effective communication line with HO corresponding departments on related risk issues
Assist to manage the credit review & approval process and implement the new product credit assessment.
Assist to manage the post loan credit review & annual review process.
Ensuring compliance with bank credit risk policies.
In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.
The ideal candidate will have:
A Degree in Finance, Accounting, Banking or Business Management.
Minimum 5 years relevant work experience in UK wholesale banking industry, preferably with good understanding of Chinese enterprise.
Demonstrable experience in performing risk rating and credit reviews of large corporates.
Bilingual in English and Mandarin, with demonstrable experience in producing both English and Chinese written reports.
Excellent written and spoken communication skills; with ability to communicate with impact, ensuring complex information is articulated in a meaningful way to wide and varied audiences.
Demonstrable understanding of risk management and proven experience of ensuring own/others' compliance with relevant regulatory processes.
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